ZIP 62514 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62514 (Macon County, Illinois) returns a low composite of 17/100. Structural exposure scores 36 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The sharpest non-environmental signals are construction/permit lag (41/100), structural risk (36/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.1% year on year (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

372 residents call 62514 home, typically aged 35. Around 38% of adults hold a bachelor's degree or higher. Vacancy runs 0.0%. 67% of housing is owner-occupied. Median household income is $54,955, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 16/100. The typical home is worth about $103,100 (1.9× income, relatively affordable). There are about 146 housing units across 62514. Rent burden reaches 0% of tenant households. The poverty rate is 0.0% — low.

On balance 62514 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 62514 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 62514 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 62514 shows blanks, not estimates, wherever the record is sparse.

The 17/100 figure for 62514 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62514 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.