ZIP 62501 Property Distress & Foreclosure Data

DLRadar grades ZIP 62501 (Macon County, Illinois) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Property-level stress concentrates in construction/permit lag (98/100), structural risk (50/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural risk reads 50/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, 2.1% off the recent peak, and 17% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $172,200, an affordability ratio of 2.0× — accessible. DLRadar's demographic-stress index for the area reads 16/100. 2,113 residents call 62501 home, typically aged 50. Owners hold 94% of homes, renters 6%. There are about 1,078 housing units across 62501. Median household income is $94,479, above the U.S. median near $78,000. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. 3.2% of residents fall below the poverty threshold. Educational attainment sits at 33% bachelor's-or-above. Rent burden reaches 0% of tenant households.

On balance, 62501 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.