ZIP 62501 Foreclosure, Tax-Lien & Distress Report
Macon County, Illinois · Affordable market
DLRadar grades ZIP 62501 (Macon County, Illinois) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its heaviest discrete signals: construction/permit lag (41/100), structural risk (36/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 36/100 structural and 1/100 already moving.
The market reads peak — home values rose 3.1% year on year, and 17% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $172,200 here, or 2.0 times local income. On demographic stress specifically, 62501 scores 16/100. 2,113 residents call 62501 home, typically aged 50. Owners hold 94% of homes, renters 6%. The ZIP holds roughly 1,078 housing units. Households earn a median $94,479 — above the roughly $78,000 national figure. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 3.2% — low. About 33% have a four-year degree. Rent burden reaches 0% of tenant households.
Overall 62501 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62501 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 62501's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62501 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 62501 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 62501 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 62501
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
62501 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Rules-based scoring — each signal ties to a public dataset · methodology