ZIP 62554 Foreclosure, Tax-Lien & Distress Report

Macon County, Illinois's ZIP 62554 registers 17/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (83/100)). The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (36/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 36/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 2% lower over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

91% of housing is owner-occupied. The vacancy rate is 8.0%. The typical home is worth about $152,600 (1.5× income, relatively affordable). Around 22% of renters are cost-burdened. Population is roughly 1,738 with a median age of 41. DLRadar's demographic-stress index for the area reads 19/100. 3.4% of residents fall below the poverty threshold. The ZIP holds roughly 745 housing units. Median household income is $90,000, above the U.S. median near $78,000. About 21% have a four-year degree.

On balance, 62554 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 62554 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 62554 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Macon County, Illinois and the nation. The score is rebuilt from public data as it updates, so 62554 reflects the current record instead of a stale or modeled snapshot.

Each component behind 62554 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 62554 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.