ZIP 62554 Property Distress & Foreclosure Data

ZIP code 62554 in Macon County, Illinois carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (83/100)). What sets it apart are the readings on construction/permit lag (98/100), structural risk (50/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 50 and live distress 1 on the 0–100 scale.

The peak-phase market in 62554 posted values that rose 4.5% over the year, 2.1% off the recent peak, and 2% lower over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

91% of housing is owner-occupied. Vacancy runs 8.0%. The typical home is worth about $152,600 (1.5× income, relatively affordable). Rent burden reaches 22% of tenant households. Population is roughly 1,738 with a median age of 41. The demographic-stress sub-score lands at 19/100. The poverty rate is 3.4% — low. There are about 745 housing units across 62554. At $90,000, median income runs above typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher.

Broadly, 62554 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.