ZIP 62535 Property Distress & Foreclosure Data

Macon County, Illinois's ZIP 62535 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). The latent-versus-live split is 50/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (98/100), structural risk (50/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.5% year on year, 2.1% off the recent peak, and 23% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,300 housing units. Roughly 10.7% live below the poverty line. A median home runs $281,000 here, or 2.5 times local income. On demographic stress specifically, 62535 scores 20/100. The vacancy rate is 0.0%. About 59% have a four-year degree. Around 31% of renters are cost-burdened. About 3,656 people live here, median age 42. Households earn a median $113,456 — above the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented.

Overall 62535 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.