ZIP 62544 Property Distress & Foreclosure Data

Macon County, Illinois's ZIP 62544 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (98/100), structural risk (50/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). On the structural side it scores 50/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.5% year on year, 2.1% off the recent peak, and 17% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Households earn a median $81,923 — near the roughly $78,000 national figure. About 1,719 people live here, median age 42. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. About 21% have a four-year degree. Around 44% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 62544 scores 23/100. The vacancy rate is 8.6%. A median home runs $146,500 here, or 1.8 times local income. The ZIP holds roughly 744 housing units.

Overall 62544 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.