ZIP 61854 Property Distress & Foreclosure Data

DLRadar grades ZIP 61854 (Piatt County, Illinois) at a minimal 10/100 for overall property distress. Property-level stress concentrates in construction/permit lag (38/100), structural risk (23/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 23 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.3% year on year, 2.7% off the recent peak, and 14% higher over three years, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,356 people live here, median age 46. A median home runs $165,600 here, or 1.9 times local income. On demographic stress specifically, 61854 scores 23/100. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 83% owner-occupied to 17% rented. Households earn a median $84,338 — near the roughly $78,000 national figure. About 25% have a four-year degree. There are about 679 housing units across 61854. Rent burden reaches 39% of tenant households. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas.

Overall 61854 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.