ZIP 61854 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61854 (Piatt County, Illinois) returns a low composite of 15/100. Leading the profile are construction/permit lag (85/100), structural risk (35/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 35/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 14% higher over three years (phase confidence 35/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,356 residents call 61854 home, typically aged 46. The typical home is worth about $165,600 (1.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. 83% of housing is owner-occupied. Median household income is $84,338, near the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 679 housing units. Around 39% of renters are cost-burdened. The poverty rate is 5.3% — low.

Broadly, 61854 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 61854 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 61854 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Piatt County, Illinois and the nation. Sparse data for 61854 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 61854 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Treat 61854 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.