ZIP 61728 Foreclosure, Tax-Lien & Distress Report
Mclean County, Illinois · Affordable market
Scored purely from public records, 61728 (Mclean County, Illinois) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100). Its heaviest discrete signals: construction/permit lag (72/100), structural risk (49/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. The latent-versus-live split is 49/100 structural and 1/100 already moving.
The expansion-phase market in 61728 posted values that rose 8.2% over the year, and 31% higher over three years, at 68/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 1,316 people live here, median age 37. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 530 housing units. Around 29% of adults hold a bachelor's degree or higher. Home values center near $155,200, an affordability ratio of 1.6× — accessible. Median household income is $93,654, above the U.S. median near $78,000. Around 13% of renters are cost-burdened. The poverty rate is 6.5% — low. Vacancy runs 7.3%. The demographic-stress sub-score lands at 19/100.
Overall 61728 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 61728 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 61728 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 61728 shows blanks, not estimates, wherever the record is sparse.
61728's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 61728 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 61728
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 61728 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Mclean County ZIPs near 61728
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Rules-based scoring — each signal ties to a public dataset · methodology