ZIP 61774 Foreclosure, Tax-Lien & Distress Report

ZIP 61774's composite property-distress score is 22/100 - DLRadar classes that as low for Mclean County, Illinois. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (88/100). Latent structural risk is 49/100 while live distress already moving reads 1/100.

The expansion-phase market in 61774 posted values that rose 8.2% over the year, and 40% higher over three years, at 68/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

8.2% of residents fall below the poverty threshold. 764 residents call 61774 home, typically aged 42. Median household income is $80,000, near the U.S. median near $78,000. About 21% have a four-year degree. DLRadar's demographic-stress index for the area reads 19/100. Home values center near $179,800, an affordability ratio of 1.6× — accessible. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 4% of tenant households. The ZIP holds roughly 434 housing units.

Taken together, 61774 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 61774 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 61774 stays directly comparable to neighboring ZIPs and the rest of Mclean County, Illinois. The score is rebuilt from public data as it updates, so 61774 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 61774 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61774 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.