ZIP 61726 Foreclosure, Tax-Lien & Distress Report

In Mclean County, Illinois, ZIP 61726 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). What sets it apart are the readings on construction/permit lag (67/100), structural risk (45/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. On the structural side it scores 45/100, with 1/100 of stress already active.

The expansion-phase market in 61726 posted values that rose 7.3% over the year, and 19% higher over three years, at 52/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 74% owner-occupied to 26% rented. 11.7% of residents fall below the poverty threshold. The vacancy rate is 12.0% — elevated. About 32% have a four-year degree. The typical home is worth about $135,800 (1.7× income, relatively affordable). The demographic-stress sub-score lands at 20/100. About 2,728 people live here, median age 37. There are about 1,154 housing units across 61726. Median household income is $75,800, near the U.S. median near $78,000. Around 10% of renters are cost-burdened.

Net-net, 61726 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61726 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 61726 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 61726 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 61726 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 61726 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.