Mclean County, IL: Foreclosures, Tax Liens & Distressed Properties

Mclean County, IL, Illinois: 33 ZIP codes scored, Mclean County, IL averaging 23/100 (low, Mclean, IL), from 6 to 27. Mclean County, IL is in its expansion phase (Mclean, IL confidence 68/100): Mclean, IL home prices up 8.2% (Mclean, IL) over twelve months. Mclean County, IL lender headwind: 40/100.

Highest-scoring Mclean County, IL ZIPs: 61701 (27/100), 61704 (27/100), 61705 (27/100), 61722 (27/100), 61724 (27/100), 61728 (27/100). Also scored in Mclean County, IL: 61730, 61732, 61736, 61737, 61748, 61752, 61753, 61761, 61770, 61772.

Across Mclean County, IL's scored ZIPs: median home value $187,078, household income $79,103, 8.2% vacancy, 8.3% poverty, 81% owner-occupied, median age 39.4.

Mclean County, IL insurance distress 20/100 (#2,304 in the US); FEMA hazard 0/100 for Mclean, IL; 6 Mclean, IL NFIP flood claims, $432 paid; Mclean, IL construction distress 96/100.

26 banks with 46 branches lend in Mclean County, IL; Mclean, IL weighted bank stress 62/100, highest 94/100 in Mclean, IL.

Mclean County, IL unemployment 3.4% (Mclean, IL -1.2 pts, six months); 175 new housing units permitted in Mclean County, IL over twelve months, Mclean, IL down 48% from 335; Mclean, IL home prices +10.6% a year (Mclean, IL) over three years.

75,305 housing units in Mclean County, IL; 24,026 Mclean, IL renter households; 39% of Mclean, IL renters spend 30%+ of income on rent, 21% (Mclean, IL) half or more.

Mclean County, IL ranks #2,030 nationally on the opportunity index (Mclean, IL, among all ranked counties); Mclean, IL scores 27.6/100 and Mclean, IL sits #52 inside Illinois. Mclean, IL is in the weak opportunity phase; Mclean, IL's primary driver is construction, Mclean, IL second driver bank institutional; Mclean, IL moved down 98 places. 9 short-sale listings across Mclean, IL; 104 days on market observed in Mclean, IL; 7.9% vacancy over 33 Mclean, IL ZIPs.

0.4% of Mclean County, IL mortgages were ninety-plus days late in December 2025; Mclean, IL's thirty-to-eighty-nine-day share was 2.2% (CFPB county sample). Mclean, IL's ninety-day rate is down 0.7 points on twelve months earlier; the Mclean, IL peak since 2008 was 2.4% in July 2009; Illinois overall reads 1.1%.

Mclean County, IL has 20 watched banks; 20 Mclean, IL banks sit in an elevated band. Mclean, IL footprints: Heartland Bank&Trust Co (9 branches, stress 51) in Mclean, IL; Flanagan State Bank (3 branches, stress 94) in Mclean, IL; Busey Bank (3 branches, stress 51) in Mclean, IL.

HUD lists 13 assisted multifamily properties in Mclean County, IL with 1,448 units; 310 Mclean, IL units are assisted, 3 Mclean, IL properties under project-based Section 8.

5,085 of the 75,305 housing units in Mclean, IL sit vacant. Mclean County, IL permitted 28 multifamily units in twelve months; Mclean, IL's one-to-four unit structures added 147 units in Mclean County, IL.