ZIP 61704 Property Distress & Foreclosure Data

In Mclean County, Illinois, ZIP 61704 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 42 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (44/100), structural risk (42/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100).

The market reads peak — home values rose 3.3% year on year, and 18% higher over three years, at 43/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 24% of tenant households. A median home runs $248,100 here, or 2.6 times local income. There are about 16,696 housing units across 61704. Vacancy runs 5.8%. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. About 36,938 people live here, median age 37. Households earn a median $93,107 — above the roughly $78,000 national figure. About 58% have a four-year degree. On demographic stress specifically, 61704 scores 21/100.

Overall 61704 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.