ZIP 61704 Foreclosure, Tax-Lien & Distress Report

ZIP 61704's composite property-distress score is 22/100 - DLRadar classes that as low for Mclean County, Illinois. The split runs 49/100 structural to 1/100 active on the ground. The pressure is most legible in construction/permit lag (72/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (88/100).

Prices here sit in a expansion phase: values rose 8.2% over the trailing year, and 18% higher over three years (phase confidence 68/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 24% of tenant households. Home values center near $248,100, an affordability ratio of 2.6× — accessible. There are about 16,696 housing units across 61704. The vacancy rate is 5.8%. The poverty rate is 5.7% — low. About 36,938 people live here, median age 37. Median household income is $93,107, above the U.S. median near $78,000. Around 58% of adults hold a bachelor's degree or higher. On demographic stress specifically, 61704 scores 21/100.

Overall 61704 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 61704 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 61704 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 61704 shows blanks, not estimates, wherever the record is sparse.

Behind 61704's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 61704 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.