ZIP 61745 Foreclosure, Tax-Lien & Distress Report
Mclean County, Illinois · Distress market
On DLRadar's 0-100 distress scale, ZIP 61745 in Mclean County, Illinois comes in at 25, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (97/100), structural risk (57/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). On the structural side it scores 57/100, with 1/100 of stress already active.
Prices here sit in a expansion phase: values rose 7.7% over the trailing year, and 22% higher over three years (phase confidence 59/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 85% of homes, renters 15%. The vacancy rate is 3.7%. The poverty rate is 6.5% — low. About 36% have a four-year degree. The ZIP holds roughly 1,587 housing units. About 4,506 people live here, median age 40. Around 4% of renters are cost-burdened. On demographic stress specifically, 61745 scores 17/100. At $102,696, median income runs above typical U.S. levels. A median home runs $228,400 here, or 2.0 times local income.
On balance 61745 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 61745 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 61745 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 61745 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 61745 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 61745 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 61745
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
61745 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 61745, the same set carried on every parcel.
Other Mclean County ZIP codes
Nearest ZIP codes to 61745
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mclean County, Illinois
Further distress data across Mclean County, Illinois at ZIP, county and state level.
Unlock parcel-level detail for ZIP 61745
The full 61745 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology