ZIP 61745 Property Distress & Foreclosure Data

In Mclean County, Illinois, ZIP 61745 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (38/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100). On the structural side it scores 38/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 22% higher over three years (phase confidence 42/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 85% of homes, renters 15%. The vacancy rate is 3.7%. 6.5% of residents fall below the poverty threshold. Educational attainment sits at 36% bachelor's-or-above. The ZIP holds roughly 1,587 housing units. 4,506 residents call 61745 home, typically aged 40. Around 4% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 17/100. Median household income is $102,696, above the U.S. median near $78,000. Home values center near $228,400, an affordability ratio of 2.0× — accessible.

On balance, 61745 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.