ZIP 61754 Property Distress & Foreclosure Data

In Mclean County, Illinois, ZIP 61754 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (40/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. The latent-versus-live split is 40/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (82/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 14% higher over three years (phase confidence 42/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 20/100. 6.7% of residents fall below the poverty threshold. Median household income is $96,728, above the U.S. median near $78,000. Around 25% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 460 housing units. 1,158 residents call 61754 home, typically aged 39. Home values center near $162,500, an affordability ratio of 1.5× — accessible. The vacancy rate is 8.6%.

On balance, 61754 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.