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ZIP 61754 Foreclosure, Tax-Lien & Distress Report

Mclean County, Illinois · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 61754 in Mclean County, Illinois comes in at 21, a low composite-distress reading. Leading the profile are construction/permit lag (71/100), structural risk (46/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). The latent-versus-live split is 46/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (82/100)).

The market reads expansion — home values rose 7.9% year on year, and 14% higher over three years, at 62/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 20/100. The poverty rate is 6.7% — low. Median household income is $96,728, above the U.S. median near $78,000. Around 25% of renters are cost-burdened. About 27% have a four-year degree. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 460 housing units. Population is roughly 1,158 with a median age of 39. Home values center near $162,500, an affordability ratio of 1.5× — accessible. Vacancy runs 8.6%.

Overall 61754 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 61754 at the moment; the composite and its components are still built from verifiable public records.

Whether 61754 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61754 can be compared directly against any other ZIP in Mclean County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 61754, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61754's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 61754 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
46/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 61754

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk82
61754 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

61754 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 61754, the same set carried on every parcel.

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