ZIP 61731 Foreclosure, Tax-Lien & Distress Report

ZIP 61731's composite property-distress score is 19/100 - DLRadar classes that as low for Mclean County, Illinois. It additionally carries heavy environmental risk: climate & FEMA risk (75/100). Property-level stress concentrates in construction/permit lag (64/100), structural risk (41/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) register low. The split runs 41/100 structural to 0/100 active on the ground.

The market reads expansion — home values rose 6.6% year on year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $181,000, an affordability ratio of 4.3×. 81% of housing is owner-occupied. Population is roughly 134 with a median age of 39. About 0% have a four-year degree. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. There are about 47 housing units across 61731. Median household income is $42,188, below the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. Rent burden reaches 0% of tenant households.

Net-net, 61731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61731 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 61731's 19/100 can be lined up against any neighbor in Mclean County, Illinois or any ZIP coast to coast. 61731 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 61731's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 61731 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.