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ZIP 61770 Foreclosure, Tax-Lien & Distress Report

Mclean County, Illinois · Affordable market

Composite property distress in 61770 (Mclean County, Illinois) lands at 27/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 63/100 structural and 1/100 already moving. Its heaviest discrete signals: construction/permit lag (98/100), structural risk (63/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (3/100) stay muted.

The market reads expansion — home values rose 8.2% year on year, and 64% higher over three years (phase confidence 68/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $62,212, median income runs below typical U.S. levels. Population is roughly 1,081 with a median age of 40. Roughly 12.8% live below the poverty line. Vacancy runs 10.1%. Educational attainment sits at 13% bachelor's-or-above. The demographic-stress sub-score lands at 25/100. Rent burden reaches 29% of tenant households. A median home runs $110,900 here, or 1.6 times local income. The ZIP holds roughly 435 housing units. 80% of housing is owner-occupied.

Net-net, 61770 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61770 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 61770 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Mclean County, Illinois and the nation. Sparse data for 61770 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 27/100 for 61770 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 61770 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

27/100
Composite stress
63/100
Structural risk
1/100
Distress activity

ZIP 61770 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk88
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 61770 distress snapshot

The live 61770 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

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More ZIP, county and state distress intelligence connected to Mclean County, Illinois.

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Each signal above is traceable to an open dataset · methodology

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