ZIP 61776 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61776 in Mclean County, Illinois comes in at 22, a low composite-distress reading. The pressure is most legible in construction/permit lag (72/100), structural risk (49/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (88/100)). The latent-versus-live split is 49/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 8.2% over the trailing year, and 59% higher over three years (phase confidence 68/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 523 housing units. 3.5% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. About 49% have a four-year degree. The vacancy rate is 1.6%. Owners hold 90% of homes, renters 10%. On demographic stress specifically, 61776 scores 17/100. 1,208 residents call 61776 home, typically aged 47. Median household income is $111,354, above the U.S. median near $78,000. The typical home is worth about $211,300 (1.8× income, relatively affordable).

On balance, 61776 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61776 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61776 reflects the current record instead of a stale or modeled snapshot.

61776's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 61776 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.