ZIP 61776 Foreclosure, Tax-Lien & Distress Report
Mclean County, Illinois · Distress market
On DLRadar's 0-100 distress scale, ZIP 61776 in Mclean County, Illinois comes in at 27, a low composite-distress reading. The pressure is most legible in construction/permit lag (98/100), structural risk (63/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (60/100)). The latent-versus-live split is 63/100 structural and 1/100 already moving.
Prices here sit in a expansion phase: values rose 8.2% over the trailing year, and 59% higher over three years (phase confidence 68/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 523 housing units. 3.5% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. About 49% have a four-year degree. The vacancy rate is 1.6%. Owners hold 90% of homes, renters 10%. On demographic stress specifically, 61776 scores 17/100. 1,208 residents call 61776 home, typically aged 47. Median household income is $111,354, above the U.S. median near $78,000. The typical home is worth about $211,300 (1.8× income, relatively affordable).
Overall, 61776 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 61776 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61776 reflects the current record instead of a stale or modeled snapshot.
61776's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 61776 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 61776
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 61776 distress snapshot
A live read on 61776: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Mclean County
Nearest ZIP codes to 61776
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 61776
Additional distress intelligence spanning Mclean County, Illinois by ZIP, county and state.
Get the full acquisition report for 61776
The full 61776 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology