ZIP 61776 Property Distress & Foreclosure Data

ZIP code 61776 in Mclean County, Illinois carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (44/100), structural risk (42/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 42/100 structural and 1/100 already moving.

The market reads peak — home values rose 3.3% year on year, and 59% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 523 housing units. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Around 26% of renters are cost-burdened. About 49% have a four-year degree. The vacancy rate is 1.6%. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 61776 scores 17/100. About 1,208 people live here, median age 47. Households earn a median $111,354 — above the roughly $78,000 national figure. A median home runs $211,300 here, or 1.8 times local income.

Overall 61776 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.