Mclean County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mclean County, IL distress report, 2026: 33 ZIPs scored in Mclean, IL, Mclean, IL average 23/100; the top Mclean, IL ZIP is 61701 at 27/100; Mclean, IL market phase expansion, Mclean, IL prices +8.2% year over year.
- Mclean, IL ranks #2,022 nationally (opportunity index); Mclean, IL #55 in Illinois; Mclean, IL index 27.6.
- Mclean, IL ninety-day mortgage delinquency 0.4% in December 2025; Mclean, IL twelve-month change -0.7%.
- Mclean, IL ZIP phases: 28 expansion, 5 peak.
- Mclean, IL residential listings tracked: 22 across 24 ZIPs; Mclean, IL candidate listings 12.
- Mclean, IL HUD assisted properties: 13 with 1,448 units.
- Mclean, IL lenders on watch: 8; largest Mclean, IL footprint Heartland Bank&Trust Co (9 branches).
- Mclean, IL most distressed ZIP: 61701 at 27/100.
Mclean, IL figures: DLRadar distress index; Mclean, IL inputs: CFPB, FHFA, HUD, FDIC; Mclean, IL rebuilt as sources refresh.
| Rank | Mclean, IL ZIP | Score |
|---|---|---|
| 1 | 61701 | 27/100 |
| 2 | 61704 | 27/100 |
| 3 | 61705 | 27/100 |
| 4 | 61722 | 27/100 |
| 5 | 61724 | 27/100 |
| 6 | 61728 | 27/100 |
| 7 | 61730 | 27/100 |
| 8 | 61732 | 27/100 |
| 9 | 61736 | 27/100 |
| 10 | 61737 | 27/100 |
| 11 | 61748 | 27/100 |
| 12 | 61752 | 27/100 |
Most distressed Mclean, IL ZIPs (0-100, 2026)
Mortgage delinquency in Mclean, IL
0.4% of Mclean, IL mortgages were ninety-plus days late (Mclean, IL, December 2025); Mclean, IL thirty-to-eighty-nine days late: 2.2%; Mclean, IL twelve-month change -0.7%; Mclean, IL peak since 2008: 2.4% (July 2009); Illinois overall 1.1%. Mclean, IL ninety-day series: Dec 24 1.1, Jan 25 0.9, Feb 25 1.1 (Mclean, IL), Mar 25 1.0, Apr 25 0.7, May 25 0.6 (Mclean, IL), Jun 25 0.4, Jul 25 0.4, Aug 25 0.5 (Mclean, IL), Sep 25 0.4, Oct 25 0.4, Nov 25 0.4 (Mclean, IL), Dec 25 0.4.
Opportunity index: Mclean, IL
Mclean, IL index 27.6, Mclean, IL phase weak; Mclean, IL primary driver construction, Mclean, IL second driver bank institutional. Mclean, IL components: property stress 11.9, foreclosure pressure 5.5, listing discounts 27.6, bank stress 58.6, insurance 0.0; Mclean, IL pulse 31.6; Mclean, IL capital opportunity 21.7.
ZIP market phases inside Mclean, IL
33 Mclean, IL ZIPs carry a price-cycle phase; Mclean, IL ZIPs by phase (Mclean, IL), deepest drawdown first: peak, +4.2% YoY (Mclean, IL): 60936; expansion, +8.2% YoY (Mclean, IL): 61701, 61704, 61705, 61722, Mclean, IL 61724, 61728, 61730, 61736; expansion, +7.7% YoY (Mclean, IL): 61720, 61732; expansion, +5.9% YoY (Mclean, IL): 61723; expansion, +5.3% YoY (Mclean, IL): 61725; expansion, +7.3% YoY (Mclean, IL): 61726; peak, +3.0% YoY (Mclean, IL): 61729; expansion, +6.6% YoY (Mclean, IL): 61731.
Residential listings by Mclean, IL ZIP
Mclean, IL ZIPs with the most tracked Mclean, IL residential listings: 61701 7 listings, 3 candidates, bank pressure 63; 61761 4 listings, 4 candidates, bank pressure 63; 61754 3 listings, 2 candidates, bank pressure 64; 61745 2 listings, 0 candidates, bank pressure 64 (Mclean, IL); 61770 2 listings, 0 candidates, bank pressure 63; 61704 1 listings, 1 candidates, bank pressure 63; 61724 1 listings, 1 candidates, bank pressure 63; 61728 1 listings, 0 candidates, bank pressure 63. Mclean, IL totals: 22 listings; Mclean, IL candidates 12; active ZIPs 9.
HUD assisted housing in Mclean, IL
13 assisted properties with 1,448 units sit in Mclean, IL; largest Mclean, IL properties: Wingover Apartments Ii-V (Bloomington) 250 units; Wingover One & Six (Bloomington) 182 units; Phoenix Towers (Ihda) (Bloomington) 158 units, 158 assisted in Mclean, IL; Wingover East (Bloomington) 132 units; Danbury Court I (Bloomington) 128 units; Briarwood Ii Apartments (Normal) 120 units.
Lenders with branches in Mclean, IL
Mclean, IL lenders by branch count: Heartland Bank&Trust Co (Mclean, IL): stress 51, 9 branches low in Mclean, IL; Flanagan State Bank (Mclean, IL): stress 94, 3 branches low in Mclean, IL; Busey Bank (Mclean, IL): stress 51, 3 branches low in Mclean, IL; First State Bank&Trust (Mclean, IL): stress 63, 2 branches low in Mclean, IL; Morton Community Bank (Mclean, IL): stress 60, 2 branches low in Mclean, IL; Citizens Bank Of Chatsworth (Mclean, IL): stress 91, 1 branch low in Mclean, IL; Cibm Bank (Mclean, IL): stress 82, 1 branch low in Mclean, IL; Atlanta National Bank (Mclean, IL): stress 77, 1 branch moderate in Mclean, IL.
Vacancy and permits, Mclean, IL
5,085 of 75,305 Mclean, IL housing units are vacant; Mclean, IL permits, twelve months: 28 multifamily units in Mclean, IL, 147 one-to-four unit units.
Work Mclean, IL at the parcel level
Every Mclean, IL parcel carries owner and address; every Mclean, IL parcel carries APN; Mclean, IL distress scores sit on the Mclean, IL live board.
Mclean, IL figures refresh with each source.
Mclean, IL questions
Most distressed ZIP code in Mclean County, IL?
ZIP 61701 leads Mclean, IL at 27/100; next in Mclean, IL: 61704 at 27/100; the Mclean, IL average is 23/100.
Where does Mclean County, IL rank for investment opportunity?
Mclean, IL is #2,022 among all ranked counties, #55 in Illinois; the Mclean, IL driver is construction; Mclean, IL moved down 91 places.
How many mortgages are delinquent in Mclean County, IL?
0.4% of Mclean, IL mortgages were ninety-plus days late in December 2025; the Mclean, IL peak since 2008 was 2.4%.
Which banks lend in Mclean County, IL?
8 watched lenders hold Mclean, IL branches; the largest Mclean, IL footprints are Heartland Bank&Trust Co (9), Flanagan State Bank (3), Busey Bank (3).
More on Mclean, IL
Mclean County, IL distress report: public-record figures for Mclean, IL; not legal advice for Mclean, IL; not tax or investment advice; verify every Mclean, IL record before acting.