Mclean County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mclean County, Illinois? DLRadar grades every Mclean County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Mclean County breakdown.
- Mclean County's most distressed ZIP is 61701 at 22/100.
- 33 ZIP codes tracked in Mclean County, averaging 19/100 distress.
- Mclean County reads expansion — home values up 8.2% year over year.
- Vacancy runs 8.2% across Mclean County's tracked ZIPs, with a 8.3% poverty rate.
- The typical Mclean County home is worth about $187,078 against a ~$79,103 median income.
- Lending headwind in Mclean County sits at 40/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61701 | 22/100 |
| 2 | 61704 | 22/100 |
| 3 | 61705 | 22/100 |
| 4 | 61722 | 22/100 |
| 5 | 61724 | 22/100 |
| 6 | 61728 | 22/100 |
| 7 | 61730 | 22/100 |
| 8 | 61732 | 22/100 |
| 9 | 61736 | 22/100 |
| 10 | 61737 | 22/100 |
| 11 | 61748 | 22/100 |
| 12 | 61753 | 22/100 |
Most distressed ZIP codes in Mclean County (composite distress 0-100, 2026)
What is driving Mclean County distress
Nothing here is estimated: Mclean County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mclean County market phase and pricing
DLRadar places Mclean County in expansion; prices moved up 8.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Mclean County
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Frequently asked
Which part of Mclean County, IL scores highest for distress?
ZIP 61701 leads Mclean County at 22/100, recomputed monthly from public records.
Where is Mclean County in the housing cycle?
FHFA price-index movement places Mclean County in expansion; prices are up 8.2% over twelve months.
What is this Mclean County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 33 Mclean County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Mclean County ZIP codes?
A county average hides the spread. Across the Mclean County ZIPs DLRadar ranks, scores run from 22/100 in 61701 down to 22/100 in 61753, against a Mclean County average of 19/100. The 0-point range is the argument for ZIP-level search across Mclean County.
What do Mclean County home values and vacancy say about distressed supply?
The typical Mclean County home carries about $187,078 of value against a median household income near $79,103. Vacancy across Mclean County's tracked ZIPs runs 8.2% and the poverty rate is 8.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Mclean County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.