Mclean County, IL: Home-Insurance Distress & Forced-Sale Pressure
Mclean County, IL: 20/100 (low) home-insurance distress; Mclean, IL band LOW; Mclean, IL #2,304 of 3,222 counties; Mclean, IL #31 of 102 in Illinois; raw Mclean, IL 23.9; Mclean, IL coverage multiplier 0.85.
FEMA hazard, Mclean, IL: 0/100; Mclean, IL declarations, three years: none.
NFIP claims, Mclean, IL, three years: 6; Mclean, IL payouts $432; per Mclean, IL claim $72; Mclean, IL claim-stress 60/100.
Mclean, IL monthly score rose, 7 (March 2026) to 20 (October 2026); Mclean, IL by month: March 7, April 7, May 7, June 7 (Mclean, IL), July 7, August 7, September 7, October 20.
Mclean, IL components: NFIP claims 60; Mclean, IL retreat index 20; Mclean, IL climate multiplier 0.85.
Construction distress, Mclean, IL: 96/100 as of August 2026 (Mclean, IL: 84/100 one-to-four unit, 99/100 multifamily).
Mclean, IL ZIPs, June 2026 (Mclean, IL, 16 highest): score 0 (Mclean, IL), climate 90 (Mclean, IL): 61843; score 0 (Mclean, IL), climate 88 (Mclean, IL): 61701, 61704, 61705, 61722, Mclean, IL 61724, 61728, 61730, 61732, Mclean, IL 61736, 61737, 61753, 61761, Mclean, IL 61770, 61772, 61774.
DLRadar rescores Mclean, IL monthly; Mclean, IL readings join Mclean, IL foreclosure, lien and ownership parcels (Mclean, IL), so cost-squeezed Mclean, IL owners surface before listing.
Inside Illinois, Mclean County ranks 31st of 102 counties for home-insurance distress at 20/100; Peoria County (20/100) sits just above Mclean County, and Marion County (20/100) sits just below Mclean County.
Deterministic. Every Mclean County, IL signal traces to a public Mclean dataset (FEMA, NFIP, Census for Mclean, IL) · how insurance distress works in Mclean, IL · methodology
FAQ: Mclean County, IL insurance distress
What is the Mclean County, IL home-insurance-distress score?
Mclean, IL: 20/100 (LOW), #2,304 of 3,222, #31 in Illinois. FEMA hazard, Mclean, IL: 0/100; NFIP stress, Mclean, IL: 60/100; construction, Mclean, IL: 96/100; Mclean, IL rescores monthly.
Is Mclean County insurance distress getting better or worse (IL)?
Mclean, IL: 7 in March 2026; Mclean, IL: 20 in October 2026 (worse); Mclean, IL NFIP claims score 60.
How many flood-insurance claims has Mclean County, IL had?
Mclean, IL: 6 NFIP claims, three years; Mclean, IL paid $432; per Mclean, IL claim $72; carriers reprice Mclean, IL against that record.
Which Mclean County ZIP codes carry the most insurance distress (IL)?
Mclean, IL, June 2026: 61843 at 0, 61701 at 0, 61704 at 0, 61705 at 0; Mclean, IL climate scores there: 90, 88, 88, 88.
Why does Mclean, IL insurance distress create sellers?
A Mclean, IL premium outruns the Mclean, IL budget; a carrier leaves Mclean, IL; Mclean, IL carrying cost passes plan; Mclean, IL owners sell while current; Mclean, IL insurance distress leads Mclean, IL foreclosure data.