ZIP 61761 Foreclosure, Tax-Lien & Distress Report

In Mclean County, Illinois, ZIP 61761 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (88/100)). The split runs 49/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100).

Prices here sit in a expansion phase: values rose 8.2% over the trailing year, and 23% higher over three years, at 68/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 31/100. There are about 22,382 housing units across 61761. A median home runs $214,600 here, or 3.0 times local income. Around 51% of renters are cost-burdened. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 53,404 with a median age of 25. Median household income is $66,642, below the U.S. median near $78,000. Owners hold 55% of homes, renters 45%. Around 53% of adults hold a bachelor's degree or higher. The vacancy rate is 9.6%.

Taken together, 61761 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 61761 at the moment; the composite and its components are still built from verifiable public records.

The 61761 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 61761 stays directly comparable to neighboring ZIPs and the rest of Mclean County, Illinois. Nothing here is interpolated — where a source is thin for 61761, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 61761's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 61761 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.