ZIP 61761 Property Distress & Foreclosure Data

Mclean County, Illinois's ZIP 61761 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 42/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (42/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 3.3% year on year, and 23% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 61761 scores 31/100. The ZIP holds roughly 22,382 housing units. A median home runs $214,600 here, or 3.0 times local income. Around 51% of renters are cost-burdened. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 53,404 people live here, median age 25. Households earn a median $66,642 — below the roughly $78,000 national figure. The tenure split is 55% owner-occupied to 45% rented. About 53% have a four-year degree. The vacancy rate is 9.6%.

Net-net, 61761 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.