ZIP 61748 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61748 (Mclean County, Illinois) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 48/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (87/100). Property-level stress concentrates in construction/permit lag (72/100), structural risk (48/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted.

Prices here sit in a expansion phase: values rose 8.0% over the trailing year, and 24% higher over three years, at 64/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $233,600 here, or 1.8 times local income. The poverty rate is 1.5% — low. Educational attainment sits at 44% bachelor's-or-above. The tenure split is 99% owner-occupied to 1% rented. Rent burden reaches 31% of tenant households. The ZIP holds roughly 1,099 housing units. On demographic stress specifically, 61748 scores 18/100. Population is roughly 2,612 with a median age of 45. At $125,690, median income runs above typical U.S. levels.

On the whole, 61748 leans distressed, with opportunity clustered in specific stressed parcels. While 61748 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 61748 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61748 can be compared directly against any other ZIP in Mclean County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 61748 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 61748 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 61748 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.