ZIP 61738 Foreclosure, Tax-Lien & Distress Report

Woodford County, Illinois's ZIP 61738 registers 16/100 composite distress, which DLRadar reads as low. The split runs 35/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (74/100), structural risk (35/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The market reads peak — home values rose 3.0% year on year, and 21% higher over three years, at 47/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 82% owner-occupied to 18% rented. 4,444 residents call 61738 home, typically aged 40. On demographic stress specifically, 61738 scores 24/100. Rent burden reaches 36% of tenant households. The poverty rate is 8.8%. The typical home is worth about $175,700 (2.1× income, relatively affordable). About 26% have a four-year degree. The vacancy rate is 8.3%. At $83,116, median income runs near typical U.S. levels. The ZIP holds roughly 1,691 housing units.

On balance, 61738 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 61738 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 61738 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 61738 stays directly comparable to neighboring ZIPs and the rest of Woodford County, Illinois. Nothing here is interpolated — where a source is thin for 61738, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61738's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 61738 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.