ZIP 61744 Foreclosure, Tax-Lien & Distress Report

ZIP code 61744 in Mclean County, Illinois carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 38 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)). What sets it apart are the readings on construction/permit lag (42/100), structural risk (38/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The peak-phase market in 61744 posted values that rose 4.6% over the year, and 24% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,917 with a median age of 46. The typical home is worth about $170,900 (2.2× income, relatively affordable). There are about 874 housing units across 61744. Around 34% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. Vacancy runs 3.7%. At $70,859, median income runs near typical U.S. levels. Rent burden reaches 27% of tenant households. The demographic-stress sub-score lands at 22/100. The poverty rate is 6.8% — low.

On balance 61744 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.