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ZIP 61744 Foreclosure, Tax-Lien & Distress Report

Mclean County, Illinois · Affordable market

ZIP 61744's composite property-distress score is 20/100 - DLRadar classes that as low for Mclean County, Illinois. On the structural side it scores 44/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Its heaviest discrete signals: construction/permit lag (67/100), structural risk (44/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 24% higher over three years (phase confidence 49/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 1,917 people live here, median age 46. Home values center near $170,900, an affordability ratio of 2.2× — accessible. There are about 874 housing units across 61744. Educational attainment sits at 34% bachelor's-or-above. 77% of housing is owner-occupied. Vacancy runs 3.7%. Median household income is $70,859, near the U.S. median near $78,000. Rent burden reaches 27% of tenant households. The demographic-stress sub-score lands at 22/100. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas.

Overall, 61744 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 61744 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 61744's 20/100 can be lined up against any neighbor in Mclean County, Illinois or any ZIP coast to coast. Sparse data for 61744 shows as blanks, never estimates, and the score updates on every fresh public filing.

61744's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61744 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
44/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 61744

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk81
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 61744 Stress Report snapshot

The live 61744 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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