ZIP 61740 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61740 (Livingston County, Illinois) returns a minimal composite of 12/100. On the structural side it scores 25/100, with 1/100 of stress already active. Its heaviest discrete signals: structural risk (25/100), construction/permit lag (10/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100).

The expansion-phase market in 61740 posted values that rose 5.7% over the year, and 21% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,427 people live here, median age 41. The ZIP holds roughly 692 housing units. A median home runs $143,600 here, or 1.6 times local income. Around 21% of adults hold a bachelor's degree or higher. Owners hold 87% of homes, renters 13%. 7.9% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. Households earn a median $79,479 — near the roughly $78,000 national figure. The vacancy rate is 13.6% — elevated. On demographic stress specifically, 61740 scores 22/100.

Net-net, 61740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61740 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 61740 runs through one identical scoring model, so its 12/100 sits on the same scale as every other ZIP in Livingston County, Illinois and the nation. 61740 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

61740's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 61740 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.