ZIP 61321 Foreclosure, Tax-Lien & Distress Report

Lasalle County, Illinois's ZIP 61321 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (74/100). Structural risk reads 49/100 against active distress of 1/100. Its heaviest discrete signals: structural risk (49/100), construction/permit lag (36/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (3/100) register low.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $77,759, median income runs near typical U.S. levels. Roughly 7.6% live below the poverty line. The vacancy rate is 49.0% — elevated. Rent burden reaches 50% of tenant households. A median home runs $92,000 here, or 1.1 times local income. 232 residents call 61321 home, typically aged 34. Educational attainment sits at 3% bachelor's-or-above. Owners hold 62% of homes, renters 38%. The demographic-stress sub-score lands at 31/100. There are about 188 housing units across 61321.

Taken together, 61321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 61321 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 61321 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61321 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 61321 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61321 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.