ZIP 61764 Foreclosure, Tax-Lien & Distress Report

ZIP 61764's composite property-distress score is 12/100 - DLRadar classes that as minimal for Livingston County, Illinois. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). The pressure is most legible in structural risk (25/100), construction/permit lag (10/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 25/100 against active distress of 1/100.

The market reads expansion — home values rose 5.7% year on year, and 17% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 13,718 with a median age of 43. Home values center near $127,400, an affordability ratio of 1.8× — accessible. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 8.3%. Around 29% of renters are cost-burdened. There are about 5,945 housing units across 61764. About 18% have a four-year degree. Roughly 10.3% live below the poverty line. Households earn a median $68,438 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100.

Overall, 61764 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 61764 at the moment; the composite and its components are still built from verifiable records.

Whether 61764 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61764 can be compared directly against any other ZIP in Livingston County, Illinois or nationwide. The score is rebuilt from public data as it updates, so 61764 reflects the current record instead of a stale or modeled snapshot.

The 12/100 for 61764 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61764 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.