ZIP 61313 Foreclosure, Tax-Lien & Distress Report

Livingston County, Illinois's ZIP 61313 registers 12/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). Its heaviest discrete signals: structural risk (25/100), construction/permit lag (10/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 25/100 against active distress of 1/100.

The market reads expansion — home values rose 5.7% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $201,800, an affordability ratio of 1.7× — accessible. 85% of housing is owner-occupied. Population is roughly 292 with a median age of 46. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 5.8%. The ZIP holds roughly 127 housing units. Households earn a median $118,403 — above the roughly $78,000 national figure. The poverty rate is 7.2% — low. Around 100% of renters are cost-burdened. On demographic stress specifically, 61313 scores 32/100.

On balance, 61313 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 61313 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 61313's 12/100 can be lined up against any neighbor in Livingston County, Illinois or any ZIP coast to coast. Where the record is thin for 61313, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 61313 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 61313 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.