ZIP 61313 Property Distress & Foreclosure Data

DLRadar grades ZIP 61313 (Livingston County, Illinois) at a minimal 12/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (73/100). Property-level stress concentrates in structural risk (25/100), construction/permit lag (12/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 25/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $201,800, an affordability ratio of 1.7× — accessible. Owners hold 85% of homes, renters 16%. 292 residents call 61313 home, typically aged 46. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 5.8%. There are about 127 housing units across 61313. Median household income is $118,403, above the U.S. median near $78,000. 7.2% of residents fall below the poverty threshold. Rent burden reaches 100% of tenant households. DLRadar's demographic-stress index for the area reads 32/100.

On balance, 61313 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.