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Where distress is building, which way the cycle is turning, and what is live now.

Piatt County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Piatt County, Illinois? DLRadar grades every Piatt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Piatt County breakdown.

  • Piatt County's most distressed ZIP is 61875 at 18/100.
  • 16 ZIP codes tracked in Piatt County, averaging 15/100 distress.
  • Piatt County reads peak — home values up 4.0% year over year.
  • Vacancy runs 10.1% across Piatt County's tracked ZIPs, with a 10.9% poverty rate.
  • The typical Piatt County home is worth about $166,963 against a ~$97,177 median income.
  • Lending headwind in Piatt County sits at 62/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
16187518/100
26185117/100
36185317/100
46181816/100
56183016/100
66191316/100
76181315/100
86183915/100
96185415/100
106185515/100
116185615/100
126192915/100

Most distressed ZIP codes in Piatt County (composite distress 0-100, 2026)

What is driving Piatt County distress

The Piatt County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.

Piatt County market phase and pricing

Phase for Piatt County: peak (+4.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Piatt County

The Piatt County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.

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Questions and answers

Which Piatt County ZIP scores worst for distress?

ZIP 61875 leads Piatt County at 18/100, recomputed monthly from public records.

Which phase does Piatt County sit in right now?

Piatt County reads peak, with home prices up 4.0% year over year. Phase comes from FHFA House Price Index trajectory.

What is this Piatt County analysis built from?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 16 ZIP codes in Piatt County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Piatt County ZIP codes?

Averaging the county conceals how uneven it is. Across the Piatt County ZIPs DLRadar ranks, scores run from 18/100 in 61875 down to 15/100 in 61929, against a Piatt County average of 15/100. That 3-point gap is why acquisition targeting in Piatt County works at ZIP level rather than county level.

What do Piatt County home values and vacancy say about distressed supply?

The typical Piatt County home carries about $166,963 of value against a median household income near $97,177. Vacancy across Piatt County's tracked ZIPs runs 10.1% and the poverty rate is 10.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Piatt County's filings and its 62/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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