ZIP 61938 Foreclosure, Tax-Lien & Distress Report

In Coles County, Illinois, ZIP 61938 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Structural risk reads 41/100 against active distress of 1/100. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (41/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 61938 posted values that rose 5.7% over the year, and 21% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 61% owner-occupied to 39% rented. Around 29% of renters are cost-burdened. The poverty rate is 17.3% — high, a tax-stress and distress correlate. Educational attainment sits at 23% bachelor's-or-above. Households earn a median $54,288 — below the roughly $78,000 national figure. Vacancy runs 9.4%. There are about 10,518 housing units across 61938. Population is roughly 20,440 with a median age of 42. On demographic stress specifically, 61938 scores 27/100. The typical home is worth about $111,700 (2.0× income, relatively affordable).

Net-net, 61938 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61938 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 61938 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 61938, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 for 61938 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 61938 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.