ZIP 62469 Property Distress & Foreclosure Data

ZIP code 62469 in Cumberland County, Illinois carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 17/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (27/100), structural risk (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.4% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 159 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. About 26% have a four-year degree. The tenure split is 55% owner-occupied to 45% rented. A median home runs $154,200 here, or 0.9 times local income. Households earn a median $113,512 — above the roughly $78,000 national figure. About 428 people live here, median age 29. On demographic stress specifically, 62469 scores 17/100. The vacancy rate is 0.0%.

Overall 62469 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.