Cumberland County, IL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Cumberland County, Illinois carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Lender pressure in Cumberland County registers 50/100 — a moderate bank-stress headwind. Individual Cumberland County ZIPs score between 5 and 19 on the 0–100 composite. Coverage runs to 12 ZIPs across Cumberland County, a minimal 11/100 average.

Currently expansion, Cumberland County saw prices rise 5.7% year over year (phase confidence 33/100). While the county appreciates, specific ZIPs still slip which the scoring still flags.

Through Cumberland County's +5.7% YoY climb (33/100 confidence), distress still hides in specific ZIPs so buy those and momentum helps on exit. A mid-cycle 50/100 lender reading points to both signal sets in play here.

Top distress by ZIP runs 61938 (19/100), 62440 (17/100), 62428 (14/100), 62468 (14/100), 62469 (14/100), 62436 (13/100), listed with every scored ZIP below. Further scored ZIPs: 62462, 62447, 62467, 62445, 62420, 62432.

Underneath the scores, Cumberland County's scored ZIPs come in at a median household income near $66,337 (below the US norm), a 9.7% vacancy rate, median home values around $159,183 (below the national figure), 83% of homes owner-occupied, a 9.9% poverty rate, a median age of 41.6. Taken together, they signal how much distress reaches the market and how fast it moves.

Cumberland County, Illinois's 11/100 average over 12 ZIPs says the opportunity hides below the average and not a county-wide play. Inside DLRadar, each Cumberland County property carries owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Cumberland County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Cumberland County's numbers mean exactly what they mean anywhere else in Illinois.

Approach Cumberland County by rank rather than by average — the 11/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every Cumberland County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

Drilling in, Cumberland County's highest-scoring ZIPs are 61938 (19/100), 62440 (17/100), 62428 (14/100), 62468 (14/100), 62469 (14/100), 62436 (13/100). DLRadar also scores 62462, 62447, 62467, 62445, 62420, 62432 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Cumberland County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.