Cumberland County, IL: Foreclosures, Tax Liens & Distressed Properties
Cumberland County, IL, Illinois: 12 ZIP codes scored, Cumberland County, IL averaging 11/100 (minimal, Cumberland, IL), from 5 to 18. Cumberland County, IL is in its expansion phase (Cumberland, IL confidence 33/100): Cumberland, IL home prices up 5.7% (Cumberland, IL) over twelve months. Cumberland County, IL lender headwind: 50/100.
Highest-scoring Cumberland County, IL ZIPs: 61938 (18/100), 62440 (16/100), 62428 (14/100), 62468 (14/100), 62436 (13/100), 62469 (13/100). Also scored in Cumberland County, IL: 62447, 62462, 62467, 62420, 62432, 62445.
Across Cumberland County, IL's scored ZIPs: median home value $159,183, household income $66,337, 9.7% vacancy, 9.9% poverty, 83% owner-occupied, median age 41.6.
Cumberland County, IL insurance distress 0/100 (#2,617 in the US); FEMA hazard 0/100 for Cumberland, IL; Cumberland, IL construction distress 69/100.
2 banks with 5 branches lend in Cumberland County, IL; Cumberland, IL weighted bank stress 64/100.
Cumberland County, IL unemployment 2.7% (Cumberland, IL -2.4 pts, six months); Cumberland, IL home prices +7.0% a year (Cumberland, IL) over three years.
4,726 housing units in Cumberland County, IL; 691 Cumberland, IL renter households; 26% of Cumberland, IL renters spend 30%+ of income on rent, 13% (Cumberland, IL) half or more.
Cumberland County, IL ranks #2,920 nationally on the opportunity index (Cumberland, IL, among all ranked counties); Cumberland, IL scores 23.7/100 and Cumberland, IL sits #92 inside Illinois. Cumberland, IL is in the weak opportunity phase; Cumberland, IL's primary driver is construction, Cumberland, IL second driver bank institutional; Cumberland, IL moved down 1,203 places. 1 short-sale listings across Cumberland, IL; 4 days on market observed in Cumberland, IL; 11.4% vacancy over 12 Cumberland, IL ZIPs.
No CFPB county sample covers Cumberland County, IL. The non-metro area reading for Cumberland, IL: 1.4% ninety-plus days late; Cumberland, IL's thirty-to-eighty-nine share is 2.8% (Cumberland, IL, December 2025 data); Illinois overall 1.1%.
Cumberland County, IL has 2 watched banks; 2 Cumberland, IL banks sit in an elevated band. Cumberland, IL footprints: First Neighbor Bank Na (4 branches, stress 64) in Cumberland, IL; First Mid B&T Na (1 branch, stress 62) in Cumberland, IL.
549 of the 4,726 housing units in Cumberland, IL sit vacant.
Most distressed ZIP codes in Cumberland County
Other reads worth pulling
Read these together. Market cycle sets the backdrop, bank and insurance stress predict supply, and ZIP detail tells you where to buy.
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