ZIP 62428 Property Distress & Foreclosure Data

ZIP code 62428 in Cumberland County, Illinois carries a composite property-distress score of 4/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (8/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 8/100 against active distress of 1/100.

The expansion-phase market in 62428 posted values that rose 6.4% over the year, and 27% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,614 with a median age of 42. Rent burden reaches 29% of tenant households. The typical home is worth about $97,900 (1.8× income, relatively affordable). 86% of housing is owner-occupied. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. At $56,392, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 23/100. There are about 1,375 housing units across 62428. Around 16% of adults hold a bachelor's degree or higher. The poverty rate is 7.8%.

On the whole, 62428 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.