ZIP 62428 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Illinois · High Vacancy market
ZIP 62428's composite property-distress score is 14/100 - DLRadar classes that as minimal for Cumberland County, Illinois. Its standout signals are construction/permit lag (100/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 33/100 against active distress of 1/100.
The expansion-phase market in 62428 posted values that rose 5.7% over the year, and 27% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
2,614 residents call 62428 home, typically aged 42. Rent burden reaches 29% of tenant households. A median home runs $97,900 here, or 1.8 times local income. 86% of housing is owner-occupied. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Median household income is $56,392, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 1,375 housing units. Educational attainment sits at 16% bachelor's-or-above. Roughly 7.8% live below the poverty line.
Net-net, 62428 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 62428's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 62428 shows as blanks, never estimates, and the score updates on every fresh public filing.
62428's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 62428 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 62428
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 62428 Stress Report snapshot
62428 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Cumberland County ZIPs near 62428
More distress data near 62428
Other reports tied to Cumberland County, Illinois — ZIP, county and statewide.
The complete 62428 distress and acquisition report
See who owns each distressed property in 62428, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology