ZIP 62440 Foreclosure, Tax-Lien & Distress Report
Coles County, Illinois · Affordable market
In Coles County, Illinois, ZIP 62440 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (38/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The split runs 38/100 structural to 1/100 active on the ground.
Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 42% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
A median home runs $128,000 here, or 2.0 times local income. Vacancy runs 9.9%. The tenure split is 95% owner-occupied to 5% rented. At $72,583, median income runs near typical U.S. levels. Population is roughly 1,092 with a median age of 53. There are about 522 housing units across 62440. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Around 15% of renters are cost-burdened. On demographic stress specifically, 62440 scores 19/100. Around 23% of adults hold a bachelor's degree or higher.
Net-net, 62440 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 62440 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 62440 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Coles County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 62440 shows blanks, not estimates, wherever the record is sparse.
62440's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 62440 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 62440
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 62440 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 62440, drawn from the same report attached to each property.
Adjacent Coles County ZIP reports
Explore related distress reports
Further distress data across Coles County, Illinois at ZIP, county and state level.
Open the complete 62440 acquisition file
The full 62440 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology