ZIP 62440 Property Distress & Foreclosure Data

Coles County, Illinois's ZIP 62440 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 29 and live distress 1 on the 0–100 scale.

The expansion-phase market in 62440 posted values that rose 6.4% over the year, and 42% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $128,000 (2.0× income, relatively affordable). Vacancy runs 9.9%. 95% of housing is owner-occupied. At $72,583, median income runs near typical U.S. levels. Population is roughly 1,092 with a median age of 53. There are about 522 housing units across 62440. The poverty rate is 6.0% — low. Rent burden reaches 15% of tenant households. The demographic-stress sub-score lands at 19/100. Around 23% of adults hold a bachelor's degree or higher.

On balance 62440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.