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Coles County, IL: Foreclosures, Tax Liens & Distressed Properties

Coles County, IL, Illinois: 16 ZIP codes scored, Coles County, IL averaging 15/100 (low, Coles, IL), from 6 to 18. Coles County, IL is in its expansion phase (Coles, IL confidence 33/100): Coles, IL home prices up 5.7% (Coles, IL) over twelve months. Coles County, IL lender headwind: 55/100.

Highest-scoring Coles County, IL ZIPs: 61912 (18/100), 61920 (18/100), 61931 (18/100), 61938 (18/100), 61910 (17/100), 61911 (17/100). Also scored in Coles County, IL: 61930, 61943, 61951, 62440, 61928, 61933, 62469, 62474, 62447, 62420.

Across Coles County, IL's scored ZIPs: median home value $131,863, household income $64,176, 8.7% vacancy, 10.3% poverty, 78% owner-occupied, median age 41.8.

Coles County, IL insurance distress 0/100 (#2,615 in the US); FEMA hazard 0/100 for Coles, IL; Coles, IL construction distress 71/100.

12 banks with 19 branches lend in Coles County, IL; Coles, IL weighted bank stress 63/100, highest 96/100 in Coles, IL.

Coles County, IL unemployment 3.2% (Coles, IL -1.0 pts, six months); 31 new housing units permitted in Coles County, IL over twelve months, Coles, IL down 23% from 40; Coles, IL home prices +10.3% a year (Coles, IL) over three years.

22,681 housing units in Coles County, IL; 8,056 Coles, IL renter households; 41% of Coles, IL renters spend 30%+ of income on rent, 21% (Coles, IL) half or more.

Coles County, IL ranks #1,780 nationally on the opportunity index (Coles, IL, among all ranked counties); Coles, IL scores 28.5/100 and Coles, IL sits #43 inside Illinois. Coles, IL is in the early_signal opportunity phase; Coles, IL's primary driver is construction, Coles, IL second driver bank institutional; Coles, IL moved up 269 places. 2 short-sale listings across Coles, IL; 95 days on market observed in Coles, IL; 10.2% vacancy over 16 Coles, IL ZIPs.

No CFPB county sample covers Coles County, IL. The non-metro area reading for Coles, IL: 1.4% ninety-plus days late; Coles, IL's thirty-to-eighty-nine share is 2.8% (Coles, IL, December 2025 data); Illinois overall 1.1%.

Coles County, IL has 8 watched banks; 8 Coles, IL banks sit in an elevated band. Coles, IL footprints: First Mid B&T Na (3 branches, stress 62) in Coles, IL; Washington Savings Bank (2 branches, stress 70) in Coles, IL; First Fs&La Of Cntl Il S B (2 branches, stress 68) in Coles, IL.

HUD lists 4 assisted multifamily properties in Coles County, IL with 279 units; 279 Coles, IL units are assisted, 4 Coles, IL properties under project-based Section 8.

1,857 of the 22,681 housing units in Coles, IL sit vacant. Coles County, IL permitted 15 multifamily units in twelve months; Coles, IL's one-to-four unit structures added 16 units in Coles County, IL.

Expansion
Market phase
5.7%
Coles, IL HPI YoY
0%
Drawdown
33
Coles confidence

Most distressed ZIP codes in Coles County

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