ZIP 61931 Foreclosure, Tax-Lien & Distress Report

In Coles County, Illinois, ZIP 61931 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 40/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (72/100). Leading the profile are construction/permit lag (73/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.7% year on year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 1,328 with a median age of 36. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 513 housing units. Households earn a median $70,086 — near the roughly $78,000 national figure. Vacancy runs 2.7%. Roughly 8.5% live below the poverty line. Owners hold 77% of homes, renters 23%. Rent burden reaches 31% of tenant households. Home values center near $135,000, an affordability ratio of 1.8× — accessible. On demographic stress specifically, 61931 scores 24/100.

Overall, 61931 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 61931 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 61931's 18/100 can be lined up against any neighbor in Coles County, Illinois or any ZIP coast to coast. Where the record is thin for 61931, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 61931 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 61931 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.