ZIP 61910 Foreclosure, Tax-Lien & Distress Report

In Douglas County, Illinois, ZIP 61910 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). Structurally it carries 37/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (37/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 20% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

11.6% of residents fall below the poverty threshold. The tenure split is 78% owner-occupied to 22% rented. On demographic stress specifically, 61910 scores 24/100. Educational attainment sits at 17% bachelor's-or-above. Around 28% of renters are cost-burdened. Population is roughly 4,910 with a median age of 36. Median household income is $83,173, near the U.S. median near $78,000. Home values center near $143,200, an affordability ratio of 1.8× — accessible. Vacancy runs 5.1%. The ZIP holds roughly 1,547 housing units.

Overall 61910 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 61910 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 61910's 17/100 can be lined up against any neighbor in Douglas County, Illinois or any ZIP coast to coast. 61910 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 61910's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 61910 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.