ZIP 61953 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61953 in Douglas County, Illinois comes in at 16, a low composite-distress reading. On the structural side it scores 35/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (35/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 27% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $164,400 here, or 2.2 times local income. 7.2% of residents fall below the poverty threshold. About 6,439 people live here, median age 40. Owners hold 77% of homes, renters 23%. Vacancy runs 4.4%. About 24% have a four-year degree. The ZIP holds roughly 2,914 housing units. Rent burden reaches 25% of tenant households. The demographic-stress sub-score lands at 22/100. Households earn a median $76,504 — near the roughly $78,000 national figure.

Net-net, 61953 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 61953 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 61953 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 61953, the field stays empty rather than modeled, and fills in as new documents post.

61953's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 61953 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.