ZIP 62436 Property Distress & Foreclosure Data

Cumberland County, Illinois's ZIP 62436 registers 4/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 8/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (8/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.8% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 40% of renters are cost-burdened. Roughly 35.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 279 housing units. About 12% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. On demographic stress specifically, 62436 scores 30/100. The vacancy rate is 6.9%. About 889 people live here, median age 40. Households earn a median $58,814 — below the roughly $78,000 national figure. A median home runs $102,400 here, or 1.8 times local income.

Net-net, 62436 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.