ZIP 62434 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62434 (Clay County, Illinois) returns a minimal composite of 6/100. Structural risk reads 11/100 against active distress of 0/100. What sets it apart are the readings on structural risk (11/100), institutional ownership (3/100). structural risk (11/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $193,100. 93% of housing is owner-occupied. Around 15% of adults hold a bachelor's degree or higher. About 330 people live here, median age 56. The poverty rate is 37.6% — high, a tax-stress and distress correlate. On demographic stress specifically, 62434 scores 38/100. There are about 207 housing units across 62434. Vacancy runs 41.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 62434 leans distressed, with opportunity clustered in specific stressed parcels. 62434 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 62434's 6/100 can be lined up against any neighbor in Clay County, Illinois or any ZIP coast to coast. Where the public record is thin for 62434, the field stays empty rather than modeled, and fills in as new documents post.

62434's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 62434 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.