ZIP 62858 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62858 in Clay County, Illinois comes in at 7, a minimal composite-distress reading. The latent-versus-live split is 13/100 structural and 1/100 already moving. Its heaviest discrete signals: structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $62,480, median income runs below typical U.S. levels. The ZIP holds roughly 1,486 housing units. DLRadar's demographic-stress index for the area reads 26/100. Around 22% of renters are cost-burdened. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,385 with a median age of 40. Home values center near $150,600, an affordability ratio of 1.7× — accessible. Owners hold 73% of homes, renters 27%. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 9.1%.

Taken together, 62858 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 62858 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 62858's 7/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 62858, the field stays empty rather than modeled, and fills in as new documents post.

The 7/100 figure for 62858 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62858 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.