ZIP 62858 Property Distress & Foreclosure Data

DLRadar grades ZIP 62858 (Clay County, Illinois) at a minimal 7/100 for overall property distress. The latent-versus-live split is 13/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $62,480, below the U.S. median near $78,000. The ZIP holds roughly 1,486 housing units. DLRadar's demographic-stress index for the area reads 26/100. Around 22% of renters are cost-burdened. 21.9% of residents fall below the poverty threshold. 3,385 residents call 62858 home, typically aged 40. Home values center near $150,600, an affordability ratio of 1.7× — accessible. Owners hold 73% of homes, renters 27%. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 9.1%.

Taken together, 62858 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.