ZIP 62443 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62443 (Effingham County, Illinois) lands at 9/100 — minimal on DLRadar's public-record scoring. Structurally it carries 19/100, against 1/100 of stress already in motion. Leading the profile are structural risk (19/100), construction/permit lag (7/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 682 housing units. Roughly 11.8% live below the poverty line. On demographic stress specifically, 62443 scores 26/100. 1,771 residents call 62443 home, typically aged 39. A median home runs $172,000 here, or 2.0 times local income. Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 44% of tenant households. 92% of housing is owner-occupied. Households earn a median $84,400 — near the roughly $78,000 national figure. Vacancy runs 5.1%.

On balance, 62443 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 62443 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 62443's 9/100 can be lined up against any neighbor in Effingham County, Illinois or any ZIP coast to coast. Where the public record is thin for 62443, the field stays empty rather than modeled, and fills in as new documents post.

62443's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 62443 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.