ZIP 62411 Foreclosure, Tax-Lien & Distress Report
Effingham County, Illinois · Affordable market
ZIP 62411's composite property-distress score is 9/100 - DLRadar classes that as minimal for Effingham County, Illinois. Property-level stress concentrates in structural risk (18/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 18/100 structural and 1/100 already moving.
The expansion-phase market in 62411 posted values that rose 5.6% over the year, and 56% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 4,322 people live here, median age 43. The typical home is worth about $134,900 (1.8× income, relatively affordable). There are about 1,868 housing units across 62411. Around 36% of renters are cost-burdened. The vacancy rate is 9.3%. The demographic-stress sub-score lands at 25/100. Owners hold 83% of homes, renters 17%. At $75,932, median income runs near typical U.S. levels. 14.5% of residents fall below the poverty threshold. About 20% have a four-year degree.
Net-net, 62411 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 62411 read uses the identical scoring model applied coast to coast, which means its 9/100 score means exactly what it means anywhere else, and 62411 stays directly comparable to neighboring ZIPs and the rest of Effingham County, Illinois. The score is rebuilt from public data as it updates, so 62411 reflects the current record instead of a stale or modeled snapshot.
The 9/100 figure for 62411 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62411 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 62411
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 62411 distress snapshot
The live 62411 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Effingham County
Nearest ZIP codes to 62411
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Illinois distress
Further distress data across Effingham County, Illinois at ZIP, county and state level.
The complete 62411 distress and acquisition report
Every distressed parcel in 62411 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology