ZIP 62401 Property Distress & Foreclosure Data

In Effingham County, Illinois, ZIP 62401 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 18/100, with 1/100 of stress already active. Its standout signals are structural risk (18/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62401 posted values that rose 6.4% over the year, and 16% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 20% of renters are cost-burdened. Population is roughly 19,371 with a median age of 40. At $76,098, median income runs near typical U.S. levels. The typical home is worth about $217,500 (2.6× income, relatively affordable). The poverty rate is 11.0%. The demographic-stress sub-score lands at 24/100. Around 29% of adults hold a bachelor's degree or higher. The vacancy rate is 8.6%. 75% of housing is owner-occupied. The ZIP holds roughly 8,935 housing units.

On balance 62401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.