Start exploring — no card needed

Where stress is building, how the cycle is turning, and what is live now.

ZIP 62424 Foreclosure, Tax-Lien & Distress Report

Effingham County, Illinois · Distress market

In Effingham County, Illinois, ZIP 62424 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Property-level stress concentrates in structural risk (19/100), construction/permit lag (8/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 19/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 5.6% year on year, and 33% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 8.4%. The ZIP holds roughly 931 housing units. Home values center near $225,800, an affordability ratio of 2.8× — accessible. Owners hold 81% of homes, renters 19%. Rent burden reaches 40% of tenant households. Educational attainment sits at 26% bachelor's-or-above. Population is roughly 2,336 with a median age of 33. 10.1% of residents fall below the poverty threshold. Households earn a median $73,750 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 27/100.

Net-net, 62424 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 62424 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 62424's 9/100 can be lined up against any neighbor in Effingham County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62424, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 9/100 figure for 62424 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 62424 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

9/100
Composite stress
19/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 62424

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk55
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 62424 Stress Report snapshot

The live 62424 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 62424 stress data…

More ZIPs across Effingham County

Explore related distress reports

Additional distress intelligence spanning Effingham County, Illinois by ZIP, county and state.

Open the complete 62424 acquisition file

Every distressed parcel in 62424 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

Free access, no card required

Free access to the same scores, cycle reads and daily opportunities we run across the country.

What do you want to explore?

No credit card required · Takes about 20 seconds