ZIP 62824 Foreclosure, Tax-Lien & Distress Report
Clay County, Illinois · High Vacancy market
DLRadar grades ZIP 62824 (Clay County, Illinois) at a minimal 7/100 for overall property distress. The most distinctive pressure shows up in structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The split runs 13/100 structural to 1/100 active on the ground.
The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $102,100 (1.2× income, relatively affordable). Rent burden reaches 38% of tenant households. The tenure split is 82% owner-occupied to 18% rented. The vacancy rate is 15.6% — elevated. About 1,595 people live here, median age 39. Median household income is $70,670, near the U.S. median near $78,000. The poverty rate is 22.7% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 765 housing units. Around 13% of adults hold a bachelor's degree or higher.
Net-net, 62824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62824 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 62824 runs hot or quiet, its 7/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62824 can be compared directly against any other ZIP in Clay County, Illinois or nationwide. Where the public record is thin for 62824, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 62824 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 7/100 roll-up. The point of the 62824 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 62824’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 62824 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 62824, drawn from the same report attached to each property.
Other Clay County ZIP codes
Keep exploring Illinois distress
Other reports tied to Clay County, Illinois — ZIP, county and statewide.
Unlock the full ZIP 62824 acquisition report
See who owns each distressed property in 62824, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology