ZIP 62899 Foreclosure, Tax-Lien & Distress Report
Clay County, Illinois · Affordable market
Composite property distress in 62899 (Clay County, Illinois) lands at 9/100 — minimal on DLRadar's distress scoring. The most distinctive pressure shows up in construction/permit lag (20/100), structural risk (18/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 18/100 structural and 1/100 already moving.
The expansion-phase market in 62899 posted values that rose 5.3% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
A median home runs $147,800 here, or 2.5 times local income. Roughly 9.6% live below the poverty line. The vacancy rate is 11.7% — elevated. Educational attainment sits at 8% bachelor's-or-above. 84% of housing is owner-occupied. There are about 728 housing units across 62899. 1,782 residents call 62899 home, typically aged 39. The demographic-stress sub-score lands at 25/100. Median household income is $53,596, below the U.S. median near $78,000. Around 16% of renters are cost-burdened.
On balance 62899 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 62899 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62899 can be compared directly against any other ZIP in Clay County, Illinois or nationwide. 62899 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 62899 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. For a buyer, 62899 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 62899 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 62899 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Clay County ZIP codes
Nearest ZIP codes to 62899
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Illinois distress
Related ZIP, county and statewide reads linked to Clay County, Illinois.
See every distressed parcel in 62899
See who owns each distressed property in 62899, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology