ZIP 62899 Property Distress & Foreclosure Data

DLRadar grades ZIP 62899 (Clay County, Illinois) at a minimal 7/100 for overall property distress. Property-level stress concentrates in structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 13 and live distress 1 on the 0–100 scale.

The expansion-phase market in 62899 posted values that rose 7.4% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $147,800 (2.5× income, relatively affordable). The poverty rate is 9.6%. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Around 8% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. There are about 728 housing units across 62899. Population is roughly 1,782 with a median age of 39. The demographic-stress sub-score lands at 25/100. At $53,596, median income runs below typical U.S. levels. Rent burden reaches 16% of tenant households.

On balance 62899 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

7/100
Composite stress
13/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 62899

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk42
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clay County

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