ZIP 62814 Foreclosure, Tax-Lien & Distress Report

ZIP code 62814 in Jefferson County, Illinois carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). Latent structural risk is 47/100 while live distress already moving reads 1/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (47/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.6% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $121,300, an affordability ratio of 1.7× — accessible. Roughly 12.6% live below the poverty line. At $62,159, median income runs below typical U.S. levels. The ZIP holds roughly 694 housing units. Vacancy runs 3.2%. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 57% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. About 1,724 people live here, median age 38. The tenure split is 85% owner-occupied to 15% rented.

Net-net, 62814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 62814 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 62814 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 62814 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Illinois. Where the public record is thin for 62814, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 62814 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 62814 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.