ZIP 62864 Foreclosure, Tax-Lien & Distress Report

ZIP code 62864 in Jefferson County, Illinois carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 49/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (49/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62864 posted values that rose 5.7% over the year, and 23% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $124,800 here, or 2.0 times local income. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 11,122 housing units. Rent burden reaches 34% of tenant households. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 21% bachelor's-or-above. The tenure split is 66% owner-occupied to 34% rented. Roughly 14.6% live below the poverty line. 23,061 residents call 62864 home, typically aged 41. Median household income is $58,082, below the U.S. median near $78,000.

Taken together, 62864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 62864 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 62864's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 62864 shows blanks, not estimates, wherever the record is sparse.

The 22/100 for 62864 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62864 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.