ZIP 62864 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Illinois · High Vacancy market
ZIP code 62864 in Jefferson County, Illinois carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 49/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (49/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).
The expansion-phase market in 62864 posted values that rose 5.7% over the year, and 23% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $124,800 here, or 2.0 times local income. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 11,122 housing units. Rent burden reaches 34% of tenant households. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 21% bachelor's-or-above. The tenure split is 66% owner-occupied to 34% rented. Roughly 14.6% live below the poverty line. 23,061 residents call 62864 home, typically aged 41. Median household income is $58,082, below the U.S. median near $78,000.
Taken together, 62864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 62864 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 62864's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 62864 shows blanks, not estimates, wherever the record is sparse.
The 22/100 for 62864 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62864 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 62864
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 62864 by the numbers
A live read on 62864: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Jefferson County ZIP codes
Nearest ZIP codes to 62864
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Jefferson County, Illinois.
The complete 62864 distress and acquisition report
Every distressed parcel in 62864 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology