Jefferson County, IL: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, IL, Illinois: 17 ZIP codes scored, Jefferson County, IL averaging 21/100 (low, Jefferson, IL), from 14 to 27. Jefferson County, IL is in its expansion phase (Jefferson, IL confidence 33/100): Jefferson, IL home prices up 5.7% (Jefferson, IL) over twelve months. Jefferson County, IL lender headwind: 36/100.

Highest-scoring Jefferson County, IL ZIPs: 62877 (27/100), 62808 (25/100), 62889 (23/100), 62893 (23/100), 62801 (22/100), 62816 (22/100). Also scored in Jefferson County, IL: 62830, 62846, 62864, 62872, 62894, 62898, 62810, 62814, 62836, 62851.

Across Jefferson County, IL's scored ZIPs: median home value $122,153, household income $59,373, 11.2% vacancy, 13.4% poverty, 83% owner-occupied, median age 42.3.

Jefferson County, IL insurance distress 0/100 (#2,631 in the US); FEMA hazard 0/100 for Jefferson, IL; Jefferson, IL construction distress 93/100.

9 banks with 15 branches lend in Jefferson County, IL; Jefferson, IL weighted bank stress 58/100, highest 83/100 in Jefferson, IL.

Jefferson County, IL unemployment 4.6% (Jefferson, IL -1.4 pts, six months); 4 new housing units permitted in Jefferson County, IL over twelve months, Jefferson, IL down 67% from 12; Jefferson, IL home prices +9.4% a year (Jefferson, IL) over three years.

16,629 housing units in Jefferson County, IL; 4,167 Jefferson, IL renter households; 37% of Jefferson, IL renters spend 30%+ of income on rent, 18% (Jefferson, IL) half or more.

Jefferson County, IL ranks #1,017 nationally on the opportunity index (Jefferson, IL, among all ranked counties); Jefferson, IL scores 31.1/100 and Jefferson, IL sits #19 inside Illinois. Jefferson, IL is in the watchlist opportunity phase; Jefferson, IL's primary driver is construction, Jefferson, IL second driver vacancy; Jefferson, IL moved up 293 places. 5 short-sale listings across Jefferson, IL; 40 days on market observed in Jefferson, IL; 11.3% vacancy over 17 Jefferson, IL ZIPs.

No CFPB county sample covers Jefferson County, IL. The non-metro area reading for Jefferson, IL: 1.4% ninety-plus days late; Jefferson, IL's thirty-to-eighty-nine share is 2.8% (Jefferson, IL, December 2025 data); Illinois overall 1.1%.

Jefferson County, IL has 5 watched banks; 5 Jefferson, IL banks sit in an elevated band. Jefferson, IL footprints: Community 1st Bk Heartland (4 branches, stress 44) in Jefferson, IL; Peoples National Bank N A (3 branches, stress 66) in Jefferson, IL; Banterra Bank (1 branch, stress 83) in Jefferson, IL.

HUD lists 1 assisted multifamily property in Jefferson County, IL with 100 units; 100 Jefferson, IL units are assisted, 1 Jefferson, IL properties under project-based Section 8.

1,809 of the 16,629 housing units in Jefferson, IL sit vacant. Jefferson County, IL permitted 0 multifamily units in twelve months; Jefferson, IL's one-to-four unit structures added 4 units in Jefferson County, IL.