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ZIP 62846 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Illinois · High Poverty market

In Jefferson County, Illinois, ZIP 62846 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 49/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (100/100), structural risk (49/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (77/100)).

The expansion-phase market in 62846 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,845 people live here, median age 44. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 34% of tenant households. The vacancy rate is 9.1%. Home values center near $103,300, an affordability ratio of 1.4× — accessible. Households earn a median $64,167 — below the roughly $78,000 national figure. Roughly 26.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 352 housing units across 62846. Educational attainment sits at 4% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100.

Taken together, 62846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 62846 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 62846 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 62846 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

62846's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 62846 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
49/100
Structural risk
1/100
Distress activity

ZIP 62846 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk77
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 62846 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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