ZIP 62860 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62860 in Franklin County, Illinois comes in at 15, a low composite-distress reading. Structural risk reads 33/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (66/100)). The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (33/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 419 with a median age of 41. Home values center near $120,100, an affordability ratio of 1.5× — accessible. The vacancy rate is 21.9% — elevated. There are about 229 housing units across 62860. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 42% of tenant households. Households earn a median $77,574 — near the roughly $78,000 national figure. About 14% have a four-year degree. On demographic stress specifically, 62860 scores 32/100. The poverty rate is 45.6% — high, a tax-stress and distress correlate.

Net-net, 62860 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 62860 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 62860's 15/100 can be lined up against any neighbor in Franklin County, Illinois or any ZIP coast to coast. Where the public record is thin for 62860, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 figure for 62860 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 62860 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.