ZIP 62860 Property Distress & Foreclosure Data

ZIP code 62860 in Franklin County, Illinois carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 34/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (66/100)). What sets it apart are the readings on construction/permit lag (56/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 62860 posted values that rose 7.4% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 419 with a median age of 41. The typical home is worth about $120,100 (1.5× income, relatively affordable). Vacancy runs 21.9%, above the national norm and a classic distress-and-opportunity signal. There are about 229 housing units across 62860. 89% of housing is owner-occupied. Rent burden reaches 42% of tenant households. At $77,574, median income runs near typical U.S. levels. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. The poverty rate is 45.6% — high, a tax-stress and distress correlate.

On the whole, 62860 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.